Hostage Return

New analysis

All amounts in euros. Defaults assume Italian market.

Property

What you're analysing.

Financing

How the property is paid for.

Rental estimates

Your best guess. Will be auto-filled from market data when you paste an Immobiliare URL.

Tax

Your tax regime is a fact about your situation — pick the one that applies to you. IRPEF marginal rate is only used if you select IRPEF or business.

Investment horizon

The verdict is based on total return over this period — cashflow + mortgage paydown + appreciation, net of exit costs. Appreciation auto-fills from city data; override if you have a better view.